Presentation Proposal

People in group: Manvinder, Jovan, Herveen, Navleen, Gurjiwan, Avneet

Main Purpose: We are dedicated to establish an Instagram page where we are able to educate people on how to balance their work with their life. We want to do this because there are many people including people like us, and we want to relieve stress off of people. We want to be able to spread how to create a schedule to make it easier to manage your life in different ways. Work life balance is a very important skill in life.

Method of Presentation: We will be putting up the Instagram page on the projector, and then we will be putting up different posts and we will be explaining them and we will try to inform as much as possible using the Instagram page projected above and we will also try to rotate between people in the group and will say what we need to say.

This project will be useful in the future because people will benefit off of the purpose of this project. We are trying to help people establish a schedule to help with work-life balance, and people will benefit off of this because they will be able to balance their life and they will be able to get rid of a lot of stress that could be coming if they do not have a schedule.

Highlights: Instagram Page with different posts, GoAnimate video that talks about our project, project-based learning document which has all the answers.





Individual Assignment

Assignment: In detail explain to me what problem your Instagram account is aiming to solve.


Instead of trying to fix problems right now, we are doing things to avoid new problems. We are trying to educate people on how to balance their life and work, and we can educate people and inform them on this. There are many issues occurring right now between work life balance and people. In today’s fast-paced workplace, most of us are urged to do more, faster, and with fewer resources. There seems to be more pressure to be successful—whatever that means—than ever before. While doing the job of two or three people at work, we’re expected to be exemplary parents and have a fulfilling personal life in which we rear perfect children, enjoy our hobbies, volunteer in the community, and take superb care of our bodies, spirits, and minds.

Tips that we are trying to spread in this Instagram account are such as following :-

Stay Active: You need to go out and stay active and get involved in activities.

Use your Calendar: You need to plan out schedules and have things planned.

Be Original: Don’t start trying to copy others and copy lifestyles, do what you do best.


Individual Report

I have done research on how your job impacts your happiness. I have figured out that it’s intrinsically human to want to feel you’re adding value, whether you work at a fast food restaurant or are a brain surgeon, and knowing that your job is important boosts your self-worth. When you leave university, the chances are you’re probably not too sure what to do with your life. Obviously factors such as how much money you make are going to influence your happiness – if you don’t make enough to support yourself and your family, you won’t be happy no matter what you’re doing for a living. 

There haven’t been many difficulties in this project so far, besides for the fact that the Facebook Page was not working out so we switched over to an Instagram account to display our project and make it easier to spread the word.

The highlight of my learning was that if you know that your job is important and makes a difference in the world, then you are happier. If you think that your job is not important to the world and doesn’t make a difference, then you are less likely to be happy and would probably be mad or gloomy at work as well.

In the future, I am going to work on the Instagram Page, by trying to spread the word and getting as many followers as possible, and making it so that there are more and more people coming and following this Instagram account. I am also going to post important and related things on this account making the Instagram account better and I am also going to work on making the Instagram account look more appealing.

We are trying to achieve 500+ followers on Instagram, and to achieve that we are going to try to spread the word and trying to get as many followers as possible on the Instagram page so more people could see what we are posting.

Work Life Balance – Task Manager

All Tasks –

Different questions assigned to people according to different sections of Work Life Balance.

Manvinder – How does your job impact your happiness?

Jovan- What certain amount of money is shown to maximize the amount of happiness and decrease stress ?

Herveen- Different jobs and the difference in money made– Scale?

Avneet- Should a person base their career choice on the money that they make or on what they enjoy?

Gurjiwan- Can money impact your career choice?

This will all go on a Facebook page and we will also communicate this on the Facebook page.

Herveen Padda: Different jobs and the difference in money made– Scale?


Lawyer- Tax lawyer-$62,961 to $118,269.

          -Personal Injury and Wrongful Death Lawyer- $41,583 – $124,247.

          -Criminal lawyer – $39,596 to $127,425

Lawyers and Their Salaries


Doctors-Anesthesiologists-US$105,402 to US$395,672.

-Cardiologists-US$69,043 and US$412,406

-Neurosurgeons-US$102,297 and US$729,121.

-Pediatricians-US$87,100 to US$203,391.

Doctors and Their Salaries


Navleen Grewal


Jovan Gill: What certain amount of money is shown to maximize the amount of happiness and decrease stress ?

There is only so much happiness that money can buy…. According to researchers behind the original Princeton study, the rough average amount of money per year to keep someone emotionally well is $75,000. This covers basic expenses and adds a little free room when spending for certain pleasure.


Manvinder Jawanda: How does your job impact your happiness?

How Does Your Job Affect Your Happiness – It’s intrinsically human to want to feel you’re adding value, whether you work at a fast food restaurant or are a brain surgeon, and knowing that your job is important boosts your self-worth.


Avneet Maan: Should a person base their career choice on the money that they make or on what they enjoy?-

 A person should not base their career choice on how much money the job gives because if you do a job you enjoy, you can get a raise or promotion and earn more money anyways, but if you choose a career a based on how much money it gives you will have a lot of stress and it will be very hard to get that kind of job. Even if you do get that job you won’t be happy and will be struggling to go to work everyday. Most people agree that you should choose your career based on what you enjoy but they couldn’t do it because they were scared on how they would pay their bills and because people always measure a person’s worth and intelligence on how much they were able to learn. All these people regret not following their dreams and choosing a job based on the money because now they are unhappy and wish they could go back.


Gurjiwan Takhar: Can money impact your career choice?

Income is something that everyone looks into before they get a job because people want a job that pays good money. Instead you are supposed to take consideration in other things like interest and ability, work environment, stress level, job security, time for other things like family and leisure, and location. This is what you are supposed to look at  


Project Based Learning

How much money you need to be happy


Project Based Learning

      1. Defines and explains what project-based learning is.

    Project-based learning is a student-centered pedagogy in which students learn about a subject through the experience of creating a problem. Students learn both thinking strategies and domain knowledge.

  1. Research and summarize an example of a class that used project based learning from the internet.  Was this project successful? Would you find the project interesting?  Why? Why not?
    1. Project-based learning is a student-centered pedagogy in which students learn about a subject through the experience of creating a problem. Students learn both thinking strategies and domain knowledge.
    2. In Social Studies 10, Mr. Schilt told us that we could do anything we desired related to the PLOs and we did so and this was successful because it was directed by us and was interesting and it worked out because it hit a lot of PLOs and we could do anything we want. 
    3. Media Saves the Beach
    4. When California cut its budget for water quality testing, these San Diego high school students were charged with figuring out how to test the water quality on their own, then educate the public about ways they could protect and improve water quality in their daily lives. This project engaged student learning in two content areas: science knowledge was required to study the problem and develop solutions, and English language arts skills were needed to effectively communicate their ideas to the public.
    5. Schenk Courtyard Project

      Students at Schenk Elementary School were asked to redesign an underutilized courtyard space on the school campus. They drafted, revised, and presented their ideas in formal presentations to their classmates. They then met with architects, who shared their own plans and took student suggestions. I thought the project could be made more rigorous with the addition of budgeting, having students research the material and labor costs for their ideas and determine what would fit within the school’s budget, but even without that, the level of student engagement is pretty fantastic.Hydroponics and World Hunger

      In this TeachThought podcast, 4th-grade teacher Nan Arant describes how her students worked to develop a solution to world hunger by studying alternative ways to grow plants; specifically, hydroponics and aquaponics. She also talks about how discovering PBL has changed the way she feels about teaching.


    6. What can we do as a class for PBL?
    7. We could do a project based on Planning PLOs or finances or something, and we could do any project related to it and make a video or do anything we desired related to the topic. I believe we should just simply give them one main topic and then let them be creative with whatever they want to do.

DEBT – Manvinder, Jovan, Herveen, Navleen, Gurjivan, Avneet

What do students need to learn about DEBT?

Auto Loans

What is it?-An auto loan helps you buy a car that costs more than you can afford with cash. Unless you have a substantial amount in savings, you’ll probably borrow and pay off your vehicle with flat monthly payments.

How much interest? Most car loans use simple interest, a type of interest of which the interest charge is calculated only on the principal (the amount owed on the loan). Simple interest does not compound on interest, which generally saves a borrower money. Borrowers have a choice of fixed or variable interest rates. A deposit can be used (either cash or trade in) which reduces the size of the loan needed. A tax deduction may be applicable if the vehicle is to be used for business purposes. Lower interest rates are available as the loan is secured against the car.Let’s say you take out a car loan for $12,000 to be paid back over five years (or 60 months) at an interest rate of 10%. Your monthly payments for this loan would be $254.96.

How  can you pay it off?- Pay half your monthly payment every two weeks. Round up.Make one large extra payment per year. Make at least one large payment over the term of the loan. Never skip payments.Refinance your loan.

Student Loans

What is it? Student loans are offered to college students or university students and their families so they can cover the cost of higher education. There are two main types of loans, federal and private. Federal loans are typically considered better because of their lower interest rates and better repayment terms.


Personal Loans

What is it?Personal loans can be used for any personal expenses and don’t have a designated purpose. This makes them an attractive option for people with outstanding debts, such as credit card debt, who want to reduce their interest rates by transferring balances. Like other loans, personal loan terms depend on your credit history. A personal loan is typically issued for a specific amount and can be used for various purposes at the discretion of the borrower. This kind of loan is used for everything from funding an education or financing a new business venture to purchasing luxury items or taking a lavish vacation.A personal loan can be a secured loan or an unsecured loan. A secured loan uses an asset — such as a house or car — as collateral (or support). If the borrower defaults on the loan, the creditor can take the asset. An unsecured loan does not require collateral, so it is considered high risk for the lender. As such, it has a higher interest rate.Personal loans have evolved over the years to meet the changing needs of the consumer. It used to be nearly impossible to get a personal loan with a limited or bad credit history, but today there are loan options for people with bad credit and nearly every other type of consumer.

Benefits Of Choosing a Personal Loan

The major benefit of a personal loan is the name: It’s personal. You can use it for any reason you like and you don’t need collateral to get one.

The choices range from something practical like consolidating credit card debt or remodeling the bathroom to something whimsical like buying a boat or taking a European vacation. The choice is yours.Personal loans, especially unsecured ones, usually don’t require much more than filling out an application form and supplying documents that verify your financial standing. The money doesn’t have to come from a traditional source like banks or credit unions.Family and friends can be the source of money, though it is advisable to have a formal loan agreement with them to make sure the relationship doesn’t go sour. There also are a number of peer-to-peer online lending sources like Prosper and Lending Club, as well as sites like Kickstarter and IndieGoGo that cater to entrepreneurs. The online sites normally charge a fee, but if you need money and need it fast, this is one of the options available.

Loans for Veterans

What is it? A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans.

How much interest? The VA interest rate lowers your interest rate by refinancing your existing VA home loan. By having a lower interest rate, your monthly mortgage payment should decrease.

How  can you pay it off?There’s no mortgage insurance with VA loans, but there is the VA Funding Fee. This fee (usually about 2 percent of the loan amount) helps the VA keep the program going and is required on both purchase and refinance loans. It can be rolled into the loan amount and waived entirely for those with service-connected disabilities.

Small Business Loans

What is it?Small business loans are granted to entrepreneurs and aspiring entrepreneurs to help them start or expand a business. The best source of small business loans is the U.S. Small Business Administration (SBA), which offers a variety of options depending on each business’s needs.

How much interest?

How  can you pay it off?- The first step when trying to get out of debt is to stop creating more debt. This is probably the hardest step as you have more than likely been spending money you don’t have for a while and it will take some time to determine what you can and cannot afford.

Payday Loans

What is it? Payday loans are short-term, high-interest loans designed to bridge the gap from one paycheck to the next, used predominantly by repeat borrowers living paycheck to paycheck. The government strongly discourages consumers from taking out payday loans because of their high costs and interest rates.

How much interest? 3,724% annually and $17 per $100 in B.C.

How can you pay it off

Home Equity Loans

What is it? If you have equity in your home – the house is worth more than you owe on it – you can use that equity to help pay for big projects. Home equity loans are good for renovating the house, consolidating credit card debt, paying off student loans and many other worthwhile projects.

Home equity loans and home equity lines of credit (HELOCs) use the borrower’s home as a source of collateral so interest rates are considerably lower than credit cards. The major difference between the two is that a home equity loan has a fixed interest rate and regular monthly payments are expected, while a HELOC has variable rates and offers a flexible payment schedule. Home equity loans and HELOCs are used for things like home renovations, credit card debt consolidation, major medical bills, education expenses and retirement income supplements. They must be repaid in full if the home is sold.

Interest Rate:  In mid-January 2016, the national average interest rate for a $30,000 fixed-interest home equity loan was hovering a bit over 5%. The average interest rate for a $30,000 HELOC was about 5.2%.

How to pay? Talk to your lender about setting up automatic monthly payments that cover the interest and principal, so that you’ll have your line of credit paid down over a specified period of time. Set up automatic payments that cover more than just the interest with internet or online banking services yourself.


the charging of property by a debtor to a creditor as security for a debt (especially one incurred by the purchase of the property), on the condition that it shall be returned on payment of the debt within a certain period.

If you have a bad credit it is harder for your mortgage to pass. There is a certain interest that you have to pay when taking the loan.

Mortgages are loans distributed by banks to allow consumers to buy homes they can’t pay for upfront. A mortgage is tied to your home, meaning you risk foreclosure if you fall behind on payments. Mortgages have among the lowest interest rates of all loans.

Debt(definition)-Debt is an amount of money borrowed by one party from another. Debt is used by many corporations and individuals as a method of making large purchases that they could not afford under normal circumstances. A debt arrangement gives the borrowing party permission to borrow money under the condition that it is to be paid back at a later date, usually with interest.

Stock Sector Investopedia

The sector I invested in was financial, and the specific stocks that I invested in were CSFL and TD which were banks. I invested in financial because these were very active and popular stocks and they were well known as well. Finance is a topic where you can make a lot of money on in stocks, and that is why I chose it.

Pursuit of Happiness

  1.  Did you like this film? Why/why not?

Yes, because this film was very realistic and it wasn’t just randomly impossible and actually made sense. The movie was based on a true story and this helps the movie be realistic, obviously. This is a movie people can relate to and the main character in the movie had very good acting and he was realistic, and viewers and the audience can actually get really engaged in the movie and the atmosphere changes to make the movie seem better and people just silence and tune in to the movie, which makes this movie very likeable.

  1.  What is happiness?

Happiness is when you feel pleasure, cheerful, jolly, carefree or even untroubled. Happiness is the state of being happy, which can mean many different things depending on the person. Happiness can mean when someone feels relief; like in the Pursuit of Happyness movie when he gets the job of a broker. Happiness can also be anything that brings a smile to your face, it can also be when you feel like you don’t care about anything because of how happy you are in the state you are right now and don’t have any troubles or worries about the future.

  1.  Chris wants a better life for him and his son. What do you think he sees as happiness for his son? Do you think he makes the right decisions to achieve this?

I think that Chris sees a life for himself and his son where they are in a decent house with more than enough supplies at home and an economical state where they don’t have to worry about money and he can provide the required needs and any wants that his son wants to have in his life, and Chris can do anything he wants and has a life where there is leisure and no worries about anything.

  1.  Do you think that people have an unalienable right (i.e. a right that should not be taken away from them) to happiness? Why/why not?

Yes and no, because it depends on the route they are taking to the pursuit of happiness. If people are taking the clean and clear way, where there is nothing going on against the law, nothing ethically wrong being done and they are just doing what is necessary for happiness, then it should be an unalienable right. But, if the route their taking is against the law, then definitely no. If their happiness requires killing someone, stealing money, framing someone or anything like that, then it should definitely be an unalienable right.

  1.  “And it was at that time that I thought about Thomas Jefferson writing that Declaration of Independence. Him saying that we have the right to life, liberty, and the pursuit of happiness. And I thought about how he knew to put the ‘pursuit’ in there, like no one can actually have happiness. We can only pursue it.”(Chris)

Do you think anyone can achieve happiness? Why/why not? Is pursuing happiness better than achieving happiness or not? Why?

Anyone can achieve happiness, easily. Because, to gain and achieve happiness, one needs to follow the right path, you are always shown the right path, it is just up to you to make the right choice. Everyone can achieve happiness, but some people just can’t make the right choice. Achieving happiness is easily better, because there is a lot of hard work involved in the path and many difficulties in life appear. Achieving it puts you on the top of the world and puts you in a huge state of relief and happiness.

  1.  Do you believe that you can always get what you want if you try hard enough?

Yes, because some things require a lot of trying, so people quit before they have the chance to achieve it. All the hardest things and jobs are achieved by someone in the world, because they tried hard enough, anyone can get anything, but people don’t put in the effort and they don’t try hard enough.

  1.  How do you feel about Chris’s goals in life? To what extent do you identify with them in your own life?

His goals were to achieve happiness and get his son to have a better life. I feel that those were realistic goals and they are the path to success. Those were goals that Chris wasn’t selfish about and that’s a good thing, because he actually cared about Christopher and if Christopher was happy, then Chris was happy. I can’t relate to those yet, because those are kind of adult goals and I am not at that place where I have to help someone else to get a better life.

  1.  What things do you think we should pursue in life? Is happiness one of those things? Why/why not?

You should pursue your dreams. Your dreams can make you successful. Successfulness can make you happy. Everyone in the world has dreams and they always want to become that, but sometimes, those dreams are too hard to work for. For example, if you want to become a professional soccer player in the big leagues, people think it’s impossible and they just don’t try. But, if you think about it, the people that already are in the big leagues had a dream too. Pursue your dreams and things come along with it that already include happiness.

9. Do you think Chris should have tried to seek regular steady employment to provide for his family and prevent some of the hardships his family and son had to face?

Vital Things To Learn In Economics

  • Laws of Supply and Demand

We need to now this because supply and demand indicates how prices of things rise over the time you hold it and we need to know this because we also own things that could either increase or decrease in price soon.

  • Inflation

We need to know about inflation because inflation happens a lot and some of the greatest depressions happened because of these booms of prices. Inflation happens a lot and we need to know how prices rise and what to do in those situations.

  • Interest Rates

Interest rates are important to learn because many people are going to take loans or mortgages or something similar, and we need to know how interest rises and decreases, and how we need to pay off loans and what is the best method to do it.